Medicare Nation

How much would you pay out-of-pocket for a five day hospital stay on Medicare? The majority of people have no idea! The problem with Medicare is there is too much information. An overwhelming amount of information and not enough resources. Medicare Nation solves that problem by educating you on all things Medicare, because there are not enough resources out there! This podcast will educate you about the components of Medicare, the different categories of Medicare Plans and Medicare benefits. On other episodes I’ll interview expert guests in the health and wellness field, about diseases, Medicare issues and current changes to the Medicare program. Medicare Nation is dedicated to answering all your questions about Medicare. Expert information and insights regarding Medicare and you! Further information can be found on Don't Forget to SUBSCRIBE to the show! Give us feedback on Facebook!
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Medicare Nation






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Now displaying: August, 2015
Aug 27, 2015


In this week’s episode of Medicare Nation, Diane Daniels interviews Curtis Bailey, who is a practicing Elder Law attorney in the St. Louis, Missouri area. Curtis is also the co-director of the Senior Scam Action Associates and co-host of the ScammerCast Podcast.During this episode, Diane talks with Curtis about one of her biggest pet peeves: people taking advantage of seniors. If you know someone who has fallen victim to a phone scam, Facebook scam, or had his or her identity stolen, then this episode is a must-listen!

Main Questions Asked:

  • How did you get so involved in helping the elderly with scams?
  • Tell us about Senior Scam Action Associates.
  • What are the most common types of scams?
  • What happens if someone realizes they have been scammed and their personal information has been stolen?
  • What are the credit bureau companies a person can contact?
  • What are signs of a scam?
  • How do we know what is a legitimate email?
  • Tell us about your podcast, ScammerCast.

Key Lessons Learned:

  • Scams come in all forms:
  1. Phone scams
  2. E-mail scams
  3. Facebook friend requests
  4. Physical, “in person” scams
  • Senior Scam Action Associates helps seniors, caregivers, and professionals who work with seniors learn how to recognize and prevent scams and fraud.

Common Types of Medicare Scams

  • Unsolicited telephone call from someone claiming to be a Medicare sales representative.
  • A physical scam whereby an alleged ‘official’ agent knocks on the senior’s door.
  • A true Medicare representative will never show up at your door. They will never ask you for money or personal information.
  • Check Medicare statements each month and look at itemized details for each doctor visit and different types of tests and procedures. If you find a discrepancy, contact your insurance carrier or contact Medicare directly as it could be fraud or abuse.

If A Senior Has Been Scammed

  • Report any scams to the authorities such as local law enforcement and the Federal Trade Commission (FTC).
  • If personal identifying information has been given out, check your credit report immediately.
  • Contact any corresponding banks and financial institutions to report your identity theft.

Credit Bureau Companies

  • The three main credit-checking bureaus are Experian, TransUnion, and Equifax.
  • If a consumer contacts one bureau, the other two must be notified about any possible breeches.
  • Even if you haven’t fallen victim to a scam, it’s a good idea to get a free annual credit report.
  • Curtis recommends requesting a free credit report every 4-months. Ex: Request one free credit report from Equifax in January, then Experian in May and finally Trans Union in September.
  • Credit reports are free, but each company is allowed to charge for additional requests such as a credit score.

Giveaways of a Scam

  1. The contact will always be unsolicited.
  2. There will always be urgency involved, and they prey on fear, greed, and anger.
  3. They will ask for personal identifying information.

Tips to Avoid Scams

  • If you are unsure whether an email is a scam, then make it a rule to not click on a link.
  • If you are getting requests that look official but are unsure, follow up through official avenues such as visiting or calling the bank direct.
  • Be aware of friend requests on Facebook from people you haven’t had contact with for a long time.

Thank you for listening! If you enjoyed this podcast, please subscribe and leave a 5 star rating and review in iTunes! (Click here)

For more information about Medicare, go to Diane Daniels website

Links to Resources Mentioned

Senior Scam Action Associates

ScammerCast Podcast

Huffman Law Offices

Scammed: 3 Steps to Help Your Elder Parents and Yourself

Annual Credit Report

Medicare Website

Federal Trade Commission



Trans Union


Aug 16, 2015

I like to call Medicare Part A “The Accommo- dations” part of Medicare.

If you went on vacation and stayed at your brother’s house in Miami for one week, your brother’s house would be your“accommodations.”  Staying overnight at your brother’s house would also provide you with necessary services –

  1. Bathing
  2. Using the toilet
  3. Eating meals
  4. OTC Medications you may need
  5. A bed to sleep in

Medicare Part A provides similar services – and more, while staying overnight at a

  1. Hospital
  2. Hospice
  3. Skilled Nursing Facility

Medicare Part A has a deductible when you are an inpatient in the hospital. Each year the deductible may change. In the episode, the deductible was $1,216.00. Currently, the deductible is $1,260.00. Starting in 2016, it may change again.

In this episode, you will also learn:

  1. How to qualify for Medicare Part A
  2. If you don’t qualify how to “Buy-In” to Medicare Part A

You will also learn:

  1. The Services covered under Part A
  2. A helpful phrase to help you remember Part A Services

Links mentioned:

Aug 16, 2015

JFK wanted a national healthcare system for our older citizens. He even appeared on national TV to promote the campaign in 1962. I’m certain JFK would have seen his legacy if he hadn’t been brutally assassinated.

When VP Lyndon B. Johnson took over as President, he continued the work JFK started, and on July 30, 1965, Medicare became the law of the land.

Many changes have been made to Medicare over the last 50 years. And today, it’s still “a work in progress.”

Items Mentioned in this podcast

Part A of Medicare

Part B of Medicare

In this episode you will learn:

  1. What is Part A of Medicare
  2. What is Part B of Medicare

Links mentioned

  1. The official Medicare website –
  2. Senior Advisors For Medicare & Medicaid –

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Aug 16, 2015

This is Medicare Nation. The go-to-resource for your Medicare education.

The problem with Medicare, is there is an overwhelming amount of information and not enough resources to help educate you about Medicare and your benefits.

We solve that problem. Each episode will have a wealth of education about Medicare.

We will take a look at the history of Medicare, the components of Medicare and Medicare benefits. I will also interview guests who are experts in the health and wellness field, who will discuss Medicare related topics on illnesses, nutrition, diseases and injuries. I will update you on changes in Medicare benefits and legislature that is in the news.

Join me as I discuss:

  1. How I solved the Medicare problem
  2. Why I’m so passionate about Medicare

Mentioned Links:

  1. The Medicare Survival Guide –
  2. The Official Medicare website –
  3. Senior Advisors For Medicare & Medicaid –

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